Small book of 73 pages that explain the advantages & risks in approach on investing or take a loan from a Lending Club perspective in U.S. law. The history start in mid 2000 and now with SEC approval in 28 states is permit to invest small sums into low rates loans or to take through a selective procedure an borrow without banks intermediation. This new form allow via internet the easy contact and concession of money in some degrees of ranks of debt, yield up 13% per year.
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